Insurance Appraisals
Replacement value reports for scheduling collections on homeowner’s and fine arts policies, as well as for supporting claims after loss or damage.
Learn more →Palm Beach · Louisville · Sun Valley
Independent appraisals of fine art, furniture and decorative arts, and specialty collections — researched with rigor and delivered with care.
Howard House
An independent practice built on primary-source research and defensible documentation. From a George III side chair, a Tiffany lamp or a signed baseball card, every appraisal is grounded in the same standard, regardless of the object — in a form that stands up to insurers, executors, and tax authorities.
What We Do
Replacement value reports for scheduling collections on homeowner’s and fine arts policies, as well as for supporting claims after loss or damage.
Learn more →Fair market value appraisals for estate settlement, probate filings, equitable distribution among heirs, and/or trust administration.
Learn more →Qualified appraisals for charitable contributions of art and personal property, prepared to meet Form 8283 requirements.
Learn more →Comparable research, sale-venue recommendations, and market advice for collectors deciding what to keep, sell, or reconsider.
Learn more →About
Howard House is the practice of Peter Ashby (P.A.) Howard — a Louisville native with over 25 years in fine art, antiques, and collectibles. His career began at Sotheby's New York in 1998 as a Furniture and Decorative Arts Generalist. P.A. is an Accredited Member, Appraisers Association of America, and is trained and fully compliant in the USPAP. The practice is based in Palm Beach, Louisville, and Sun Valley.
Extensive experience across English, Continental and American furniture and decorative arts; 19th century, modern and contemporary art; sports memorabilia — vintage and modern cards, signed and game-used pieces, and general memorabilia; and wine and spirits. From single items to collections of thousands of objects.
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How We Work
A brief conversation to understand the intended use of the appraisal — insurance, estate, donation, or planning — and to define what will be appraised.
Careful examination, measurement, and photography of each item, on location wherever practical to preserve context and condition.
Attribution review, condition analysis, and market research drawing on auction records, dealer transactions, and specialist literature.
A signed written report with photographs, prepared in conformity with USPAP standards — delivered digitally and, on request, bound.
Get Started
A short note with a few photographs is enough to begin. Based in Palm Beach, Louisville, and Sun Valley, with a national practice. We'll respond within two business days.
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